Budget Calculator
Free budget calculator that allocates your income across needs, wants, and savings using the 50/30/20 rule or custom percentages.
7 free calculators for every money decision — budgeting, savings, debt payoff, and retirement. Mathematically exact, beautifully simple.
Free budget calculator that allocates your income across needs, wants, and savings using the 50/30/20 rule or custom percentages.
Calculate how much to save each month to hit any financial goal — down payment, holiday, emergency fund, or retirement nest egg.
Calculate your exact debt payoff timeline using the mathematically optimal Avalanche method or motivation-boosting Snowball method. See total interest saved.
Calculate your ideal emergency fund size based on your expenses, job security, and dependants. See exactly how long to build it.
Calculate your exact monthly loan payment, total interest, and full amortisation schedule for any loan — mortgage, car, personal, or student.
Calculate your net worth instantly and project where you'll be in 10 years based on your current savings rate and asset growth.
Project your retirement savings using compound interest and the 4% safe withdrawal rule. See if you are on track and what gap to close.
All calculations run in your browser. Nothing is sent to our servers.
Built on industry-standard financial mathematics — not approximations.
Real-time calculations as you type. No loading spinners.
Optimised for mobile, tablet, and desktop.