What is net worth and why does it matter?

Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the single most comprehensive measure of your financial health and is used by financial planners to track long-term wealth building progress.

What is a good net worth by age?

A common benchmark is to have a net worth equal to your annual income by age 30, 3× by 40, 7× by 50, and 10× by 60. However, net worth varies enormously by country, cost of living, and individual circumstances. The most important metric is whether yours is growing.

Net Worth Calculator

Currency

Cash & Bank Accounts ($)

Investments & Retirement ($)

Property Value ($)

Other Assets ($)

Mortgage Balance ($)

Other Loans & Debts ($)

Monthly Savings ($)

Expected Annual Return (%)

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How to use this calculator

List your assets
Enter all accounts, investments, property, and other valuable assets.
List your debts
Enter all outstanding loans, mortgages, and liabilities.
Set savings rate
Enter your monthly savings amount and expected return.
See your net worth
Get your instant net worth snapshot and financial grade.
View 10-year growth
See your projected net worth trajectory over the next decade.

Frequently Asked Questions

: Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the single most comprehensive measure of your financial health and is used by financial planners to track long-term wealth building progress.
: A common benchmark is to have a net worth equal to your annual income by age 30, 3× by 40, 7× by 50, and 10× by 60. However, net worth varies enormously by country, cost of living, and individual circumstances. The most important metric is whether yours is growing.

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How to use this calculator

Frequently Asked Questions

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